Short Sale Services
Our short sale Realtors go above and beyond to make a difficult process easier.
When mortgage payments become unmanageable, a short sale Realtor will evaluate a homeowner's situation and options More
Short Sale Requirements
Banks don't just agree to short sales for everyone ... a homeowner must qualify
Our short sale Realtors know exactly what your lender wants, and our clients are prepared from the beginning. More
Short Sale Test
Not Sure if you would qualify for a short sale? We have included a free online test for you.
Take the short sale quiz and get immediate results. For more complex situations, Call one of our short sale Realtors. More
Short Sales In a Nutshell
Call Now to Speak to an experienced professional-
without cost or obligation
Understanding there is a problem is the first step to getting your financial future under control.
Many homeowners are now faced with the fact that their mortgage has become unaffordable. Whether it's because of the adjustment of an option arm, unemployment or some other circumstance that has affected cash flow, a short sale may be a viable alternative to an inevitable foreclosure with eventual eviction.
A short sale is real estate transaction whereby the current lender (s) agree to allow the owner to sell the property for an amount less than the current mortgage. A homeowner must qualify for the short sale- demonstrate that they can no longer make their payments and they are insolvent. Theshort sale can actually be a tremendous financial relief as the homeowner no longer has to stress about about paying the huge mortgage.
In addition to helping a homeowner avoid foreclosure it can help the homeowner save their credit history. While any late payments are reported to the credit bureau the homeowner will not have a foreclosure reported if the property was not foreclosed. The transaction may be reported as "settled for less" and the damage to a credit score is less than if a foreclosure was reported. In addition, the homeowner may be eligible to purchase a property again in as little as two years if credit has been re-established. Lastly, a foreclosure on a credit report may affect the ability to obtain employment or security clearance.
Short sales actually allow the homeowner to be in a bit of control as well. When a homeowner can no longer afford to make their mortgage payments a foreclosure is inevitable if action is not taken. If a loan modification is not a choice, the short sale will help in speeding up the unfortunate financial turmoil. Since the process is quicker than a foreclosure, it will help the homeowner get on with their lives.
Fore a FREE evaluation of your current situation, pleaseclick here to complete our evaluation form. An experienced, licensed professional will contact you to review your options. You may also give us a call at 800-546-2289. Click Here for Your Free Evaluation
What We Offer
- Free Evaluation to discuss options
- 24 Page Page Foreclosure Solutions Booklet
- Complete Short Sale Package
- Hardship Letter Template
- Take over communication with lenders
- Homeowner may continue to live in home
- Full Service Real Estate Services
- Advertise property for sale
- Negotiations with your lender(s)
- All services at NO COST to homeowners